SMS Terms of Service

Program Description

By opting in to SMS communications from Jerry Garcia / Edge Home Finance Corporation ("we," "us," or "our"), you consent to receive text messages related to your mortgage inquiry or loan process. These messages may include:

• Loan status updates and milestone notifications
• Appointment reminders and scheduling confirmations
• Document request notifications
• Responses to your inquiries

This SMS service is intended for transactional and informational purposes only. We will not send marketing or promotional text messages unless you separately and explicitly consent to receive them.

Consent & Opt-In

By checking the SMS opt-in checkbox on our website and providing your mobile phone number, you expressly consent to receive recurring text messages from Jerry Garcia, Mortgage Loan Originator, NMLS #994639, operating under Edge Home Finance Corp, NMLS #891464, at the phone number you provide.

Consent is not a condition of purchasing any goods or services. You may opt in or opt out at any time.

Message Frequency

Message frequency varies depending on the status of your loan inquiry or application. During an active loan process, you may receive multiple messages per week. Outside of an active loan process, messaging frequency will be minimal or none.

Message & Data Rates

Standard message and data rates may apply based on your mobile carrier plan. We do not charge any additional fees for SMS messages, but your carrier's standard messaging rates will apply.

How to Opt Out

You may opt out of receiving SMS messages at any time by replying STOP to any text message you receive from us. After opting out, you will receive a one-time confirmation message and will no longer receive text messages from us unless you opt in again.

How to Get Help

If you need assistance or have questions about our SMS program, you may:

• Reply HELP to any text message you receive from us
• Call (303) 217-1896
• Email jerry@jerryknowsloans.com

Supported Carriers

Our SMS program is supported by all major U.S. wireless carriers, including but not limited to AT&T, T-Mobile, Verizon, and Sprint. Carriers are not liable for delayed or undelivered messages.

Privacy

Your phone number and opt-in information will not be shared with third parties for marketing purposes. Your information is handled in accordance with our Privacy Policy. We collect your mobile number solely for the purpose of delivering the SMS communications described in this policy.

We will never sell, rent, or share your phone number or opt-in status with unaffiliated third parties for their own marketing use.

Liability Disclaimer

We are not responsible for incomplete, lost, late, or misdirected messages, including but not limited to messages that are undelivered due to any form of network filtering, carrier issues, or device incompatibility. T-Mobile and other carriers are not liable for delayed or undelivered messages.

Contact Information

Jerry Garcia, Mortgage Loan Originator
NMLS #994639
Edge Home Finance Corp, NMLS #891464
Phone: (303) 217-1896
Email: jerry@jerryknowsloans.com
Website: JerryKnowsLoans.com

Changes to These Terms

We reserve the right to modify these SMS Terms of Service at any time. Any changes will be reflected by updating the "Last updated" date at the top of this page. Your continued receipt of SMS messages after such changes constitutes your acceptance of the updated terms.